HUD ANNOUNCES DISASTER ASSISTANCE FOR VICTIMS OF HURRICANE HARVEY

U.S. Housing and Urban Development Secretary Ben Carson announced HUD will speed federal disaster assistance to the State of Texas and provide support to homeowners and low-income renters forced from their homes due to Hurricane Harvey. To date, President Trump issued a disaster declaration for the following counties (more counties may be added as more disaster data becomes available):

Aransas, Bee, Brazoria, Calhoun, Chambers, Fort Bend, Galveston, Goliad, Harris, Jackson, Kleberg, Liberty, Matagorda, Nueces, Refugio, San Patricio, Victoria and Wharton.  

The President's declaration allows HUD to offer mortgage/foreclosure relief and other assistance to certain families living in impacted counties. 

The Department will share information with FEMA and the State on housing providers that may have available units in the impacted counties. This includes Public Housing Agencies and Multi-Family owners. The Department will also connect FEMA and the State to subject matter experts to provide information on HUD programs and providers.

Hoarders/ Clutterers Express has been known to provides a variety of disaster resources. We also partner with Federal and state agencies to help implement disaster recovery assistance. In the above picture clips are some of the jobs we have tackled so far. If your ineed of a "Helping Hand" we can be of Assistance.

HUD Programs 

Assisting the State of Texas and local governments in re-allocating existing federal resources toward disaster relief? HUD's Community Development Block Grant (CDBG) and HOME programs give the State and communities the flexibility to redirect millions of dollars in annual formula funding to address critical needs, including housing and services for disaster victims. HUD is currently contacting State and local officials to explore streamlining the Department's CDBG and HOME programs in order to expedite the repair and replacement of damaged housing;
 
Granting immediate foreclosure relief?  HUD is granting a 90-day moratorium on foreclosures and forbearance on foreclosures of Federal Housing Administration (FHA)-insured home mortgages.  There are approximately 200,000 FHA-insured homeowners living in these impacted counties;
 
Making mortgage insurance available? HUD's Section 203(h) program provides FHA insurance to disaster victims who have lost their homes and are facing the daunting task of rebuilding or buying another home. Borrowers from participating FHA-approved lenders may be eligible for 100 percent financing;
 
Making insurance available for both mortgages and home rehabilitation? HUD's Section 203(k) loan program enables those who have lost their homes to finance the purchase or refinance of a house along with its repair through a single mortgage. It also allows homeowners who have damaged houses to finance the rehabilitation of their existing single-family home; and
 
Offering Section 108 loan guarantee assistance? HUD will offer state and local governments federally guaranteed loans for housing rehabilitation, economic development and repair of public infrastructure.